The Top 3 Benefits of Having an Online Merchant Account

Online shopping is increasingly becoming popular and with it, online payments are also becoming common. Those days are gone when customers preferred to shop using cheques and cash. Whether you run an e-commerce business or a physical store, having online merchant accounts can add great value to your business.

Take a look below at some of the advantages of having an online merchant account. 

1. The ability to accept card payments: With a merchant account, you will be eligible for accepting payments in multiple ways including debit and credit card payments. Customers are more likely to make impulse purchases if there is the option of electronic payment.
2. Enhanced security: When opening your merchant account, you need to work with a merchant account payment gateway provider who is a PCI DSS certified PSP. PCI compliance gives customers the peace of mind that their information is protected and kept secured. Also, PCI DSS makes use of advanced technology to check fraud activities.
3. Payments can be accepted in any currency: One of the major advantages of merchant accounts is that you can accept payments in multiple currencies. You can widen your customer base beyond borders and encourage them to make payments using their local currency.

By having a merchant account, you will be able to better manage your money and cash flow. To make sure that you get the ideal deal at the best rates, get in touch with an independent merchant services consultant.

Pinning Down the Perfect Chip and Pin Terminals for Your Shop!

Now, there are 4 types of these Pretty Damn Quick terminals. In case you are kind of lost right there, that’s what ‘PDQ’ stands for in PDQ terminals. Or you might know them as Chip and Pin terminals.

Let’s not go into how chips and pins came into the name. Question is –

Are you looking to buy a card swiping terminal? 

You are and you’re stuck at making a choice, right? Well, you have a business. You just don’t have a machine to help them in paying up with their cards. So, get one!

Chip and Pin Machines for Sale! 

Type 1: The Basic Instinct
The typical card reader sitting right in front of you with a wire coming out from the back; this is the most affordable choice.
Now, what if there’s a queue? These simple little things with a wire for charging itself do take time. A bit faster, then?

Type 2: Blue Base!
Bluetooth versions are faster. There’s a separate base, and you have 100m range tops. Roam around and cash in!
That said, wired connections do fail quite often. So, this one’s a bit more reliable then?

Type 3: Anywhere You Go
These do remind of the first ever Motorola cell phones but only with their size. No, there’s no antenna but they use your mobile network.
Just make sure, the network signal is strong enough inside your store. They’re faster than the Blue ones, but there’s no point if you don’t get a signal, is there?

Type 4: Zero Contact
Next-gen. No card swiping. Just hover the card on it, and the payment’s made in a few seconds. Nice, right? These are the fastest but not more than £30 though.
Make your own choice. If you’re smart enough to run a whole business, you should get this right! What’s a store nowadays without card swiping machines? Go, get yours!